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Delta Dental Dentist – Rochester, NY

Learn More About the Benefits of Delta Dental

a patient smiling about dental insurance coverage

If you’re interested in dental treatment or require care, dental insurance is one of the most helpful tools for minimizing your out-of-pocket fees. That’s why it can be quite beneficial to undergo services with our Delta Dental dentist in Rochester. On top of receiving high-quality treatment, you’ll also be likely to save more in the long run due to our practice being in-network with your provider. Keep reading to learn more on how your Delta Dental coverage can help reduce your expenses or give our office a call if you wish to set up an appointment.

Delta Dental Coverage Availability & Fees

a front desk member handing a form to a patient

Not everyone will automatically understand the ins and outs of their dental insurance policy. Even so, there are several simple facts that you can understand regarding your coverage.

  1. The majority of dental insurance policies will only offer their advantages for oral health care for one calendar year. In most cases, your funds from the previous year will not roll over into the following one. That’s why it’s important to make the most of your benefits before they expire.
  2. With Delta Dental, you’ll expect to have an annual maximum—the overall amount of coverage your insurance provider will help pay in a year. If you suspect that you might go over this amount, we at Drabik Orthodontics might be able to disperse your treatments, this way you can avoid paying additional out-of-pocket fees.
  3. You should expect a deductible that you’ll need to meet every year before your insurance benefits can kick in. Usually, this amount can be as low as $50. However, once you’ve met this amount, remember to get your necessary treatments, as they’ll require less expenses.
  4. Dental insurance companies typically build their benefits on a 100-80-50 format. Your preventive services should be entirely covered, minor restorative treatments will receive 80%, and major restorative procedures will have 50% of the total cost paid for. Be sure to double-check the details of your plan with your provider, as every policy will vary from patient to patient.

By choosing an in-network dentist, you’ll be able to enjoy these benefits. That said, this isn’t always necessary. You can still receive dental care from someone out of network, but you’ll usually have to pay more.

Meet Cathy

Accounting and insurance coordinator Cathy

If you’re interested in knowing more about your Delta Dental insurance benefits, then our team member Cathy will be more than happy to help you. With more than two decades of experience working in the dental field, she truly loves helping patients undergo the treatments they need while also minimizing how much they’ll have to personally pay. She can walk you through the details of your plan as well as file your insurance claims on your behalf—all to ensure that your experience is as smooth and stress-free as possible!